This is an individual, complimentary session with a financial professional from Voya Financial Advisors*. Your personalized session is about you, your questions, and your needs. The financial advisor can also help you establish a personalized action plan. Common topics you may with to discuss include:

• Budgeting and monthly cash flow analysis
• Retirement income planning
• Education planning for children
• Student loan repayment strategies
• Social Security
• Healthcare planning in retirement

To have your educational coaching session, please call the Be Ready team at 855-334-4862. Please note that this line is not for getting help with your VRS retirement account (e.g. checking your account balance, getting investment selection help, distributions, etc).

*Financial Advisors are Investment Advisor Representatives and Registered Representatives of, and offer securities and investment advisory services through Voya Financial Advisors, Inc., member SIPC. You may visit FINRA’s BrokerCheck® website to review the financial advisor's background and qualifications.

If you know you want to get a personalized and comprehensive financial plan completed (available at a cost of $175* per financial planning analysis), gather your household and financial documents such as insurance, bank, and retirement account statements. You are strongly encouraged to include your spouse/partner in this conversation. Financial plans typically require several discussions (two to four planning hours in total) and can dive into complex topics such as estate planning, cash flow analysis, and building a retirement income stream.

It all starts with an initial conversation at no cost to you so we can get acquainted, understand exactly what you are looking for, and determine how we can best help you. Schedule a meeting with a CFP®.**

*Payments will be done by ACH after the agreement to conduct a financial plan has been finalized. 

**Financial Advisors are Investment Advisor Representatives and Registered Representatives of, and offer securities and investment advisory services through Voya Financial Advisors, Inc., member SIPC. You may visit FINRA’s BrokerCheck® website to review the financial advisor's background and qualifications.

We offer free VFA-led webinars throughout the year to help meet your education needs as you journey to and through, retirement. Topics include: 

• Spending habits
• Investing do’s and don’ts 
• Women and money 
• Financial planning 
• College planning 
• Retirement income planning 

Be sure to take advantage of these additional learning opportunities.

Financial Advisors are Investment Advisor Representatives and Registered Representatives of, and offer securities and investment advisory services through Voya Financial Advisors, Inc., member SIPC. You may visit FINRA’s BrokerCheck® website to review the financial advisor's background and qualifications.